Christmas is over and your bank balance may be looking a little worse for wear. Or perhaps you want some extra cash to help fund your New Year's Resolutions. Whatever the reason, here are ten ways you can boost your balance in January.
5 ways to save money
1. Meal planning
Mean planning is a fantastic, easy way to cut back on your spending. Firstly, you need to go through your cupboards, freezer and fridge to see what food you already have, and try to plan meals around those ingredients. If you're lucky then you might be able to make a few complete meals without buying extra ingredients, but even if you still need a handful of items, this will help to cut down your grocery spend.
2. Use cash rather than card
3. Create a budget
4. Buy Christmas items in the sales
5. Get debt advice
5 ways to make extra money
2. Earn from your smartphone
3. Free daily cash draws
- Number Plate Lotto
- The Selfie Lottery 18 May 2017: The Selfie Lottery has now closed.
- Lucky Phone
- Ashleigh Money Saver's free daily draw