4 ways to stop being short changed

Some articles on EmmaDrew.Info may contain affiliate links. Click here to read my disclosure policy.

We work hard for our money, so being short changed can leave a nasty taste in our mouth. More so, it can actually cause us financial problems if we are heavily overcharged for our purchases. A recent experiment was conducted by Paymentsense where they set up a coffee stall in central London.

They would either overcharge customers or undercharge customers. The results were really interesting – although a lot of people asked for receipts, only two people who were overcharged came back to point out the mistake. And the people who were undercharged? No one came back!

Although in this experiment by Paymentsense they were deliberately overcharging or undercharging customers, these mistakes are really simple to make, and not only do customers lose out, but businesses can also lose out if they undercharge their customers. One customer was mistakenly charged £720 for her order at Burger King, and it took her weeks to get her money back. I don't know about you, but having £700 taken out of my account for a few weeks would be pretty tough on our finances.

The good news is that there are ways to protect yourself from being short changed. Here are 4 things you can do to protect yourself from being short changed.

Get a receipt

Getting a receipt is one of the best ways to prevent yourself from being short changed – or at least acting on it as soon as you realise that you have been short changed. A massive 13% of Londoners surveyed admitted that they have been overcharged at least once when paying for taxis or travel cards. Not surprisingly, Londoners are the most likely to ask for a receipt when paying via contactless payment.

I was quite surprised watching this video at the number of people who were asking for receipts for a coffee – I wouldn't normally bother getting a receipt for such a small purchase.

Getting a receipt means that you have a paper trail to refer back to, should you get short changed.

Double check your spending and change

It is always worth checking the amount you paid and your change, just to be on the safe side. Have you ever got to the till to find that the amount you are paying is more than you expected? Or checked that you have received the correct amount of change back?

In a busy environment, such as a busy store or restaurant, it is easy for mistakes to be made. By taking a few extra moments to check that everything is as it should be, you can make sure that no one is left out of pocket – neither you nor the retailer.

Check your bank account regularly

I was recently interviewed for the Cash Chats podcast, and I mentioned that I check my bank account every single day, which might be overkill, but it means that I can spot any discrepancies immediately, and take action. You don't have to check your bank account daily (although it is really simple to do with mobile banking apps) but keeping an eye on your bank statements and transactions means that if you spot anything unusual, you can take action to get your money back.

Cancel free trials

How many times have you been caught out by a free trial ending and your paid subscription starting? Some of the big names are guilty of this.

Amazon Prime offer a free month's trial, and if you don't cancel it before the month is over then you will end up paying for the entire year in one hit. Luckily, it is really easy to cancel before the free trial ends, and you can do it all online. You can even do it the moment after you've signed up for the free trial!

Experian offer a free credit score, however they make it really tricky to cancel the trial. You have to ring up to cancel it or risk being charged a monthly subscription fee.

Other free trials that require you to cancel before being charged a monthly fee include Netflix, NOW tv and hayu.


These 4 tips will help to protect you from being short changed, ensuring that your money is spent where you want it to be spent.

If you have ever been short changed then I would love to hear about it in the comments below. If you have been undercharged, have you gone back to let the retailer know?

Collaborative post


Leave a Reply

Your email address will not be published. Required fields are marked *